Give Gifts ONLY On Your List To Save Your Budget

After announcing to friends and family that you will NOT be buying any more expensive gifts, you are now free to create your list of gifts to give away.  If it includes more than five people outside of your immediate family, cut down on the number of people on your present list. Then, bake some cookies, knit scarves or fold paper and give to all the people you snipped from your original gift list. Home-made is heart-filled!